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Personalized Patient & Insurance Advocacy

Advocates who feel like family, because we’ve lived every layer of this.

Navigating the healthcare and insurance maze shouldn't be done alone. We combine licensed insurance expertise, board-certified patient advocacy standards, and authentic caregiving lived experience to protect your family's health, rights, and financial peace.

100% Independent — Zero Hospital Bias
Proprietary LEGACY Framework™
Licensed Broker Inside Track

How can we support you today?

Select your primary situation to explore your direct advocacy roadmap:

Maura Dowd Sniegoski, Founder
Maura Dowd Sniegoski Founder & BCPA Candidate • Sniegoski Life Group Leader

20+

Years of Corporate & Insurance Acumen

100%

Independent Client Loyalty

BCPA

Candidate, Patient Advocate Certification Board

6-Pillar

Proprietary LEGACY Framework™

Built for Families at Critical Crossroads

We step into the storm when healthcare systems become too fragmented and insurance hurdles threaten your family’s well-being.

Aging Parents and Eldercare Navigation Eldercare Pathway

Aging Parents & Eldercare Crisis

From discharge planning and rehabilitation placement to Medicare appeal navigation, we manage the exhausting coordination so adult children can simply be daughters and sons again.

  • Hospital discharge & rehab transitions
  • Assisted living & memory care vetting
  • Multi-specialist clinical coordination
Explore Eldercare Services →
Medically Complex Children Advocacy Pediatric Pathway

Medically Complex Children

Raising children with complex medical conditions demands relentless vigilance. We streamline multi-specialist communication, therapy approvals, and educational accommodations.

  • Multi-hospital medical record synthesis
  • Therapy, DME & nursing pre-authorizations
  • Caregiver respite & burnout containment
Explore Pediatric Services →
Insurance Denials and Medical Billing Appeals Financial Protection

Insurance Denials & Billing Audits

Using 20 years of insurance industry experience, we decode hospital line-item charges, dismantle wrongful claim denials, and overturn pre-authorization roadblocks.

  • Formal written insurance appeals
  • Surprise billing & No Surprises Act enforcement
  • Peer-to-peer physician overturn strategy
Explore Billing Appeals →

The LEGACY Framework™

Created by Maura Dowd Sniegoski to transform overwhelming medical confusion into structured, airtight family security.

L

Logistics of Care

Centralizing records, scheduling specialists, and tracking physician follow-ups in one clear, coordinated master plan.

E

Emergency Preparedness

Action plans for hospitalizations, medication reconciliations, and advance directives ready before crisis strikes.

G

Guardianship & Rights

Aligning healthcare proxies, POAs, patient rights, and clinical consents to ensure family voices are legally respected.

A

Asset Protection

Auditing medical bills, resolving EOB disputes, and dismantling wrongful insurance denials using insider policy knowledge.

C

Continuity of Care

Seamless handoffs between home, hospital, acute rehab, and outpatient specialists so no critical detail falls through the cracks.

Y

Your Peace of Mind

Restoring family dignity and emotional equilibrium so you can focus on loving your family rather than fighting the system.

Maura Dowd Sniegoski
PACB Candidate Board Certified Patient Advocate

“I’ve lived this from every angle.”

Maura Dowd Sniegoski • Founder of Kindred Advocates

“I’ve cared for my aging parents and my in-laws, while raising three medically complex children under eight, all while building my career as an insurance agent. I know what it’s like to be pulled in every direction with no one in your corner who actually understands the system.”

Maura brings 20 years of business operations and insurance leadership to the advocacy table. As the principal of Sniegoski Life Group and an active leader in Leadership Anne Arundel (LAA), she possesses an intimate technical mastery of how health plans, underwriting guidelines, and hospital billing algorithms operate.

She founded Kindred Advocates to give families what she wished she had in her darkest hours: a fierce, knowledgeable professional ally who handles the battle so you can hold your loved one’s hand.

PACB Credential Candidate Licensed Insurance Professional Leadership Anne Arundel Graduate Published Author & Speaker
Read Maura's Full Story →

Authored Books & Featured Conversations

Maura shares her lived wisdom on national stages, podcasts, and co-authored publications on resilience, caregiving, and healthcare navigation.

When People Rise co-authored by Maura Dowd Sniegoski
Published Book

When People Rise

Stories of corporate transformation, leadership resilience, and human compassion during life's greatest adversities.

Book Details →
We Lead: The Caregiver's Journey
Published Anthology

We Lead

Celebrating women leaders managing high-stakes professional roles while anchoring intense family caregiving duties.

Book Details →
The Employee Help Desk Podcast
Podcast Feature

The Employee Help Desk

Episode 19: Unpacking the hidden caregiver crisis in the corporate workplace and how families can protect their benefits.

Listen Now →
Leading Lady Podcast
Podcast Feature

Leading Lady Podcast

Navigating pediatric medical complexity, entrepreneurial persistence, and emotional grounding through personal trial.

Listen Now →

How We Partner Together

We remove complexity from day one with a clear, calm, transparent pathway forward.

1

Discovery Call

A complimentary 20-minute consultation to review your situation, assess urgency, and establish immediate priorities.

2

Full Care Audit

We review your medical chart, hospital records, insurance policy documents, and bills to map out all active obstacles.

3

Strategic Action

We execute your customized LEGACY Plan: attending meetings, filing insurance appeals, and vetting clinical care providers.

4

Sustained Peace

Continuous monitoring, proactive updates, and peace of mind knowing your family's corner is professionally guarded.

Clear Answers to Common Questions

Learn more about private patient advocacy, insurance coordination, and how we advocate for you.

Hospital-employed advocates are paid by and legally beholden to the medical facility. When conflicts arise regarding length of stay, discharge safety, or billing errors, their loyalty is to their employer. As independent advocates, we work solely for you. We have zero hospital affiliation and complete freedom to challenge denials, insist on proper discharge protocols, and audit charges.
Most patients fail insurance appeals because they do not speak the carrier’s technical language. Having run an insurance brokerage and spent 20 years in business operations, Maura understands medical necessity guidelines, ICD/CPT coding intricacies, and internal review timelines. We build appeals using the exact clinical criteria carrier medical directors require.
Yes! While Maura provides hands-on bedside and local support across Anne Arundel County, Baltimore, and Annapolis, our patient advocacy, insurance appeal, and care navigation services are delivered virtually to families across the entire United States.
Yes. When a hospital issues an unexpected Notice of Medicare Non-Coverage (NOMNC) or plans an unsafe discharge, we immediately initiate expedited BFCC-QIO appeals, communicate with social workers, and secure adequate safe rehab or step-down care before discharge takes place.

You Don't Have to Carry This Alone

Whether you are facing an urgent discharge tomorrow morning, a mountain of unpaid medical bills, or ongoing pediatric care coordination, we are ready to step into your corner.